K Knowledge HF-D9.5-006 job-specific 7 skills

Treasury and working capital management

Manages liquidity, financing and payments, steers receivables, payables and stock and limits interest rate and currency risk.

How hrmforce measures this

Test of declarative job knowledge, usually assembled per client.

Level	Behaviour at this level
N1 Guided	Prepares the daily liquidity overview under guidance and flags payments that exceed the available headroom. works under supervision and follows instruction · routine, one variable at a time · own task
N3 Proficient	Independently builds a liquidity forecast, steers payment terms and raises the financing need in good time. sets own approach and seeks input proactively · several variables, some ambiguity · own team or process
N5 Leading	Determines the organisation's treasury policy, chooses the financing structure and hedges interest and currency risk with substantiated instruments. sets the standard and the policy · strategic, under high uncertainty · organisation, value chain or profession

N2 and N4 are deliberately not anchored. Raters place them between the anchors, following the O*NET convention.

These skills inherit the assessment route and the behavioural anchors of this construct.

T	Skill	Definition	Demand outlook 2026 to 2030
K	Managing working capital Working capital management	Steers stock, receivables and payables so that as little cash as possible is tied up in operations.	stable
V	Preparing a liquidity forecast Liquidity forecasting	Prepares a forecast of incoming and outgoing cash flows per week or month with the expected cash position.	rising
V	Managing receivables collection Credit control	Follows up open invoices with reminders and phone contact and escalates to demand or debt collection.	declining
V	Managing payables and payment runs Payment run	Prepares a payment proposal within payment terms, has it approved and executes the payment run.	declining
K	Determining funding needs and credit facilities Funding requirement analysis	Determines how much funding is needed, compares forms such as overdraft and loan and substantiates the request.	stable
K	Limiting interest rate and currency risk Interest rate risk · Currency risk	Recognises interest and currency positions on the balance sheet and chooses measures such as fixed rates or forwards.	stable
V	Setting up payments and cash pooling Cash management	Sets up bank accounts, authorisations and cash pooling so balances are pooled and payments run securely.	stable