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K Knowledge HF-D8.7-006 cross-sector 8 umiejętności

Insurance and liability awareness

Knows which risks the organisation is insured for and what liability arises from damage, and acts accordingly in incidents.

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Metoda oceny
Knowledge test · rho 0.40 (SD 0.13)
hrmforce narzędzie
Knowledge test (client-specific)
Kompetencje (50-ramowe)
Environmental Awareness
Możliwość szkolenia
high
Prognoza popytu na lata 2026–2030
stable

Test of declarative job knowledge, usually assembled per client.

Kotwice behawioralne

PoziomZachowanie na tym poziomie
N1 Guided Reports damage and incidents according to the fixed procedure and records the facts and the time.
works under supervision and follows instruction · routine, one variable at a time · own task
N3 Proficient Assesses at an incident whether cover exists, involves the insurer and limits further damage.
sets own approach and seeks input proactively · several variables, some ambiguity · own team or process
N5 Leading Determines the insurance portfolio and risk acceptance of the organisation and negotiates the policies with insurers.
sets the standard and the policy · strategic, under high uncertainty · organisation, value chain or profession

N2 i N4 celowo nie zostały przypisane do konkretnych punktów odniesienia. Oceniający umieszczają je pomiędzy punktami odniesienia, zgodnie z konwencją O*NET.

Podstawowe umiejętności

Umiejętności te dziedziczą ścieżkę oceny oraz punkty odniesienia behawioralne tej konstrukcji.

TUmiejętnościDefinicjaPrognoza popytu na lata 2026–2030
K Assessing insurance cover
Insurance cover
Checks in the policy which damage is covered, which exclusions apply and what deductible applies. stable
K Assessing liability
Liability assessment
Determines whether the organisation is liable for damage and on which ground this rests. stable
K Knowing general liability insurance
General liability insurance
Knows what general liability insurance covers for damage to persons and property. stable
K Knowing professional indemnity insurance
Professional indemnity
Knows the cover for damage from professional errors and the role of the policy conditions. stable
K Reporting a claim to the insurer
Claim notification
Reports an incident in time with the required details and evidence to insurer or broker. stable
K Indemnity and limitation of liability
Indemnity clause
Recognises and assesses indemnities and limitations of liability in contracts. stable
K Identifying and insuring risks
Risk identification
Maps business risks and determines which are insured, borne or avoided. stable
K Building a claim file
Claim file
Records facts, photographs, correspondence and cost overviews of an incident in an orderly file. stable
Bezpłatna wersja demonstracyjna